TBGO travel packages (like so many travel packages everywhere) are non-refundable. To protect yourself in case of problems that prevent or interrupt your travel, you may wish to consider purchasing travel insurance.
Many people do not understand the value of travel insurance until certain things happen, such as having to cancel or modify a trip due to illness, injury, or death to themselves or immediate family members. Many people believe that their home owner's policy or other insurance may protect their investment if you are forced to cancel your trip, but typically it does not.
Trip cancellation can happen at any age (not just age 60 and above), but the likelihood of health problems increases as we age. Many countries around the world that have socialized medicine don't want to be stuck with medical costs you may have accrued and don't have the means to pay for it. Note that standard Medicare does not cover you outside the USA, including traveling to Canada or Mexico or taking a cruise.
Your travel insurance premium is based upon the cost of the trip and your age. Tom will be happy to provide you a specific price quote for your situation.
To be sure you are fully covered, especially for pre-existing conditions, you must purchase your travel insurance within 21 days of your travel deposit (best to do it at the time you are making your trip deposit so that way you know you have it handled). You will be offered an opportunity to purchase travel insurance when filling out the Survey Monkey sign-up for the trip.
Click here to learn more about the benefits and exclusions of Worldwide Trip Protector plans.